The Mortgage Made Simple Process
The Kash Mortgage Group process has closed more than 3,000 mortgages for Western PA customers.It is a time tested process for managing your mortgage regardless of Lender, Program, rate, term or conditions.
Mortgage Made Simple Step by Step
Step #1 – Initial Consultation
An initial 15-30 minute phone conversation establishes the initial contact, collects basic information exchange contact information or take a full mortgage application. It will be our goal to match your goals with the appropriate achievable mortgage product and service.Step #2 - The 3 Point Preliminary Pre- Approval – (No Sweat, KASH will make the most of whatever it is…)
Your Credit Score – Credit Score is the foundation of a modern mortgage. There is no right or wrong with 3 basic suppliers provide credit managed services.Your Employment History – There are 3 generally accepted employment conditions all requiring verifiable income.
- Employed / Self employed / Retired
- Your social security number
Step #3 - Documentation & Verification(Just the Facts)
You're assigned a Licensed Mortgage & Loan officer who will be your primary contact through your loan process. They will organize and distribute your KASH Mortgage D&V PackageD&V arrives by mail, email or select service. Includes directions for information requirements, acceptable documentation, income verifications and Federal, State and Lender specific required documentation.
Step #4 - Getting it all together
As quickly as possible, arrange for collection and organization of all required information and forward all documentation to our office.Step#5 Lender Selection, Loan Package and Locks
The mortgage selection process includes matching your needs and expectations with the very best Mortgage product and service. Your information is submitted and loan locks are in place.Step #6 – Mortgage Clearance, Approval and Closing
The final step of your loan journey may require additional information and verification. Final approval is generally a few short steps away. Approval is received and closing arrangements are made to your satisfaction.KASH MORTGAGE GROUP
Keeping it REAL !
REAL PEOPLE, REAL HOMES, REAL MORTGAGES
REAL FAST!
On time every time!
- Mortgage Made Simple is a management process and a commitment to World Class customer service and support for every KASH Mortgage Customer regardless of size of loan.
- Every Mortgage Made Simple process is assigned a licensed loan officer who communicates directly with you and ensuring immediate, direct and personal attention and follow up through to the closing of your mortgage.
- Each Mortgage is managed and processed by an experienced Mortgage processor.
- Each Mortgage is assigned a customer advocate who oversees compliance, timelines and insures customer satisfaction and compliance by all vendors and service providers.
- Each Mortgage is worked and completed in our processing and operations department located in our corporate office.
- We do not use outside service or third party companies to process or administer our loans, insuring confidentiality and security for all information and documentation.
