Real People. Real Guidance. Right Here in Your Community.
Mortgage Advice You Can Sit Down and Talk Through
Real People. Real Guidance. Right Here in Your Community.
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We will meet or beat any written mortgage quote.
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.
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The KASH Promise
Why work with us?
At KASH Mortgage Group, you’re more than a loan — you’re a valued client.
Our experience will get you to closing. There isn't not much we have not seen in 30 years.
Founded on experience, integrity, and a commitment to doing what’s right, our team brings clarity and confidence to every step of the mortgage process. Since 1998, we’ve combined deep industry knowledge with a personalized, client-first approach to ensure each borrower receives thoughtful guidance and tailored solutions.
From your first conversation to closing day and beyond, KASH Mortgage Group is committed to transparency, accessibility, and finding the mortgage solution that best fits your goals. When you choose KASH, you’re choosing a trusted local lender dedicated to your success.
Licensed in Pennsylvania, New Jersey, Ohio, and Florida.
Does renting or buying a home make more sense? Check out what is best for you by using our Rent vs Buy Calculator…
Our mortgage calculators are for demonstration purposes only and may not reflect actual numbers for your specific mortgage. Contact us and we will walk you through the best possible mortgage scenario for your specific needs!
Buying is cheaper than renting after
If you buy a house, after 3 years it will cost you $58 more per month and $5000 more in total than if you had rented.
But you will own in equity of your home with an appreciated value of .
If you buy a house, after 3 years you will have saved $58 per month and $5000 in total than if you had rented.
You will also own in equity of your home with an appreciated value of .
Buying will never be cheaper than renting
Home equity after
1 year
years
TOTAL COST
YEARS
Costs over
Monthly Cost (after )
Yearly Cost (after )
Total Cost (after )
Rent
Buy
Difference
$0
$0
$0
Rent
Buy
Difference
$3,019
$92,453
$89,434
Rent
Buy
Difference
$3,019
$92,453
$89,434
Estimated Costs
These costs are estimated based on the information under the advanced section. You may adjust these values to suit your particular situation in order to get a more accurate estimate.
Monthly mortgage payments
$
Homeowner's insurance
$
Private Mortgage Insurance
$
HOA dues
$
Property tax
$
Home repairs
$
Renovations
$
Closing costs
$
Yearly rent increase
%
Rental insurance
$
How We Calculate the Costs
Calculating the Cost of Renting
The cost of renting is relatively straightforward to calculate. It primarily includes your monthly rent payments and a few additional expenses:
- Monthly rent payments
- Security deposit (typically equal to one month's rent)
- Renters insurance (annual premium)
- Down payment
- Closing costs (typically 2-5% of the home's value)
- Monthly mortgage payments (principal and interest)
- Property taxes
- Homeowners insurance
- Private Mortgage Insurance (PMI) if applicable
- HOA fees (if applicable)
- Maintenance and repairs
- Home improvements and renovations
- Annual home appreciation rate: %
- Annual rent increase: %
- Renters insurance: $ per year
- Home maintenance and repairs: % of home value per year
- Home improvements and renovations: % of home value per year
- Selling costs when you sell the home: % of home value
Why Speaking With a Mortgage Professional Early Can Make Homebuying Easier
Why Speaking With a Mortgage Professional Early Can Make Homebuying Easier
Why Mortgage Approval and True Affordability Are Not Always the Same
Why Mortgage Approval and True Affordability Are Not Always the Same
How to Prepare Emotionally and Financially for Homeownership
How to Prepare Emotionally and Financially for Homeownership
What Happens If You Pay Extra Toward Your Mortgage Each Month?
What Happens If You Pay Extra Toward Your Mortgage Each Month?
How to Choose the Right Mortgage Term Based on Your Financial Goals
How to Choose the Right Mortgage Term Based on Your Financial Goals
Can You Get Approved for a Mortgage After Changing Jobs?
Can You Get Approved for a Mortgage After Changing Jobs?
What Actually Determines Your Mortgage Interest Rate?
